When you own and operate a business, proper life insurance planning is of the utmost importance. For example, what would happen to your business if you were suddenly "out of the picture?" Would your heirs have the immediate cash at their fingertips to properly dispose of the assets at the highest value possible? And who would run the business you spent your lifetime building? Are they qualified? If you have a partner, are they properly protected to pay your heirs the fair market value of your portion of the business?

These, and many other questions can be simply and inexpensively answered YES with the right life insurance policy and good planning. At The Argus Group, we offer only the best companies at the best rates for all your personal and business life insurance needs. Since we are independent agents, we are free to "shop the market" to find the best plans that meet the individual requirements of you and/or your employees. And, in many instances, we can get coverage for those who may have had difficulty securing coverage in the past!

Our plans are excellent for buy-sell or stock redemption plans between company owners, as well as business continuation plans for sole proprietors. We also offer key person policies and deferred compensation plans for that important employee that you need to keep! We can provide you with any kind of policy, including term, universal life, whole life, and level term policies. We can even make the plan tax-deductible in certain situations for corporations.

So, whether it's business life insurance or personal estate planning you or your employees need, we can provide the answer!